Friday, 25 April 2014

Hayden Fahey - NZ's top places for property gains

http://www.stuff.co.nz/business/money/9870980/NZs-top-places-for-property-gains

NZ's top places for property gains

Dunedin has proven to be the highest yield location for long term New Zealand property investors. Student accommodation needs and the Christchurch rebuild programme have been present in the city for some time, driving up the yields. Dunedin had seven out of ten of the highest yielding suburbs in the country.
Dunedin has a large student population that requires accommodation within the city. The students need to be accommodated in relative close proximity to the campus; students also are most likely to rent due to the lower cost of renting for a few years rather than purchase a property. The large housing demand by students offers a reliable tenancy base for property owners. Three bedroom houses in the suburb of Hei Hei were returning gains of up to 14 per cent capital gain yield (Harris, 2014).

The Christchurch rebuild programme has also been driving up rental yields recently. Christchurch currently has a shortage of properties both for sale and rent. This property shortage in Christchurch has created a surge in Dunedin’s rental market as demand has increased while the rebuild takes place. The yield growth since the earthquakes in Dunedin has been quite evident according to a report by Westpac (Harris, 2014).

Rental property investors in Dunedin are experiencing high profit margins. High profit margins can be expected from rental investments because property prices are relatively cheap in relation to the rental income received. Dunedin's suburb of Forbury had a yield of 8.3% on the capital (Real Estate Institute of New Zealand, 2014).

The successful rental yields are attributed to economic model of supply and demand. There is a high demand for residential rental properties in Dunedin currently created by a continuous demand for student accommodation and a recent demand for Christchurch rebuilders. The two competing renters have driven up rental demand. Dunedin has always had a steady rental base from students that can be relied upon for steady profit, now rental demand from Christchurch rebuilders has driven up the property yields creating higher profits for the rental property owners. The rental boom from Christchurch can be expected to diminish as renters return to their city after properties have finished construction or more properties become available to the market (Harris, 2014).

Welly Real Estate will benefit from investing in rental properties in Dunedin. With high rental yields on the properties capital gained from other investors for low cost properties it is likely similar results can be gained if property management was looked into for the company. With Dunedin’s high demand for rental properties from students studying in Dunedin a reliable long term profit will be attainable for rental properties. Multiple properties will bring higher profit margins to the company. Christchurch rebuilders have increased profitability to investors by increasing rental demand. The demand increase may not be stable when Christchurch rebuilds and more properties are available within Christchurch.  Christchurch has boosted the property yields on an already profitable rental market. Welly Real Estate could invest in low cost rental properties in Dunedin with little risk. These properties have proven profitable in the long term and should remain so with the large student population continuously expanding.

Harris, C. (2014, March 27). NZ's Top Places for Property Gains. Retrieved April 20, 2014, from Stuff: http://www.stuff.co.nz/business/money/9870980/NZs-top-places-for-property-gains

Rel Estate Institute of New Zealand. (2014, March). REINZ Regional Data March 2014 . Retrieved May 4, 2014, from REINZ: https://www.reinz.co.nz/shadomx/apps/fms/fmsdownload.cfm?file_uuid=D18ABB95-71FC-469B-88BB-E60D8182AD1B&siteName=reinz

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